| TWTD/mumsnet question of the day 14:46 - Jan 6 with 843 views | Dubtractor |
Are any of you clued up on home insurance?
As mentioned before we are on the lookout for a new home, and a few places we've spotted come with a thatched roof, and in addition often have old style wooden doors (so without the complex locking mechanism).
I cam work out for myself that this will mean higher insurance costs, but does anyone have any ball park figures for how much more?
I would contact my current insurer but finding a phone number to contact them is like finding a needle in a haystack! |  |
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| TWTD/mumsnet question of the day on 14:48 - Jan 6 with 819 views | hype313 |
My sister (who you know) just had her renewal come through for her thatched house at £3k. |  |
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| TWTD/mumsnet question of the day on 14:52 - Jan 6 with 800 views | Sparky85 |
I work in commercial insurance as a broker. In the commercial world, you are probably looking at 5X the cost minimum. But there is a lot of caveat's in that as commercial is a lot about the trade within the location as well.
I would personally budget 3-5 times the normal cost to give you a ballpark figure.
There are specialist thatch house insurers out there if you do a quick google search
Hope this helps |  | | |
| TWTD/mumsnet question of the day on 14:55 - Jan 6 with 769 views | C_HealyIsAPleasure |
Your current insurer, if you’re with a mainstream one, probably won’t be much use, as most will have a fairly vanilla footprint as to what they’ll cover
Short answer is more but depends on a wealth of other factors, so really your best bet is having a look for some specialists and getting quotes on potential properties. Alternatively you could whack quotes through the likes of CompareTheMarket but probably won’t be the most accurate gauge as most of their providers won’t quote, or if they do will probably be uncompetitive compared to specialists |  |
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| TWTD/mumsnet question of the day on 14:58 - Jan 6 with 765 views | footers |
Disappointed this thread doesn't mention a special cup on the bedside table. For shame. |  |
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| TWTD/mumsnet question of the day on 15:05 - Jan 6 with 724 views | Dubtractor |
Cheers for the responses - I'll obviously do some more digging, but seems like the general theme is that it will be a lot more expensive! | |
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| TWTD/mumsnet question of the day on 15:05 - Jan 6 with 722 views | Dubtractor |
| TWTD/mumsnet question of the day on 14:48 - Jan 6 by hype313 |
My sister (who you know) just had her renewal come through for her thatched house at £3k. |
Ouch. | |
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| TWTD/mumsnet question of the day on 15:20 - Jan 6 with 690 views | WeWereZombies |
I used to have a thatched cottage, mid terrace, ridiculously large wood burning stove for the size of house it was, history of a substantial fire in the immediate past...I was able to get reasonably priced building insurance back then, this was just over twenty years ago, with a little persistence in searching out quotes but cannot remember who with. Might have gone into the Swinton office that used to be next to CB1 in Cambridge and talked to someone face to face.
My current place is non-standard construction (mainly wood, including the roof) and I have been able to get quotes online and get it insured through the comparison sites, I think there is a wormhole you go through to answer some extra questions and after ten minutes or so of getting the policy proposal referred to the expert they come back with a competitive price. Never underestimate the desire for an extra bit of commission on the part of an insurance broker... [Post edited 6 Jan 2022 15:22]
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| TWTD/mumsnet question of the day on 15:21 - Jan 6 with 680 views | EdwardStone |
| TWTD/mumsnet question of the day on 14:58 - Jan 6 by footers |
Disappointed this thread doesn't mention a special cup on the bedside table. For shame. |
I always use a beaker meself
For That Kind Of Thing |  | | |
| TWTD/mumsnet question of the day on 15:27 - Jan 6 with 665 views | footers |
| TWTD/mumsnet question of the day on 15:21 - Jan 6 by EdwardStone |
I always use a beaker meself
For That Kind Of Thing |
Oooh, look at you. We always have a thimble on hand in case the sex breaks out. | |
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| TWTD/mumsnet question of the day on 17:24 - Jan 6 with 575 views | factual_blue |
| TWTD/mumsnet question of the day on 15:21 - Jan 6 by EdwardStone |
I always use a beaker meself
For That Kind Of Thing |
Tracy Beaker, or Beaker from The Muppets? |  |
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