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Seems it's a function of the 6 month extension to MOTs during lockdown 1. So if you've got an MOT due in the next couple of months - might want to book a slot now :-)
My insurance is due just 3 weeks after my MOT date. In July 2020, I phoned Direct Line to ask If the 6 month MOT grace meant I could get insurance. "Does the Government MOT holiday mean I have a valid MOT cert.?" They just said that I needed a valid MOT cert.
That wasn't very helpful as it didn't answer my question so I got an MOT as usual.
Don't believe a word I say. I'm only kidding. Or am I?