| Posted with no apology for family self interest. 20:00 - Feb 11 with 1653 views | BanksterDebtSlave |
Surely anything that encourages home produced nurses to work in the NHS for longer is a good thing.
'Based on a survey of more than 5,000 nurses in England, the report measured the effect that different scenarios, including student loan forgiveness, could have on retention. Nurses told the researchers they would be willing to commit to 7 to 10 more years in roles that offered student loan forgiveness.
Nicola Ranger added: "Nursing and patients are being failed by a broken education system. The prospect of huge debt continues to put off the nurses of the future, while those that do enter the profession are given little reason to stay in their jobs. This results in too few nurses in our services and falling standards of care for patients, with the most vulnerable suffering the most."
https://www.rcn.org.uk/news-an
These are the current terms of Junior's £60k debt for the pleasure of being a mental health nurses...
Key Aspects of September 2023 (Plan 5) Loans:
Repayment Threshold: You start repaying when earning over £25,000 a year, £2,083 a month, or £480 a week.Repayment Amount: You pay 9% of income over the threshold.Interest Rates: The interest rate is set at the Retail Price Index (RPI).Loan Duration: The loan is written off 40 years after it becomes eligible for repayment.Repayment Start Date: Repayments begin in April 2026 at the earliest.Threshold Freeze: The £25,000 threshold is set to remain until 2026-27.
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| Posted with no apology for family self interest. on 12:55 - Feb 12 with 303 views | leitrimblue |
| Posted with no apology for family self interest. on 12:38 - Feb 12 by Swansea_Blue |
Moving to a place where there are 99 words for rain and a Patrick Kielty is lucky? I’ll take my chances with destitution and terminal decline! |
Argh, just get a good waterproof coat with a hood, you'll be fine. Gonna pretend you didn't say that about my favourite ever host of the toy show.
It was only in Wales once, it rained all weekend..
Yesterday's Leitrim rain was best described as greadadh baisti (a pelting beating, trouncing rain that drenched you to the skin)
Today us more like liagarnach baisti (pelting rain, as if stones are being thrown at yer) |  | | |
| Posted with no apology for family self interest. on 13:00 - Feb 12 with 292 views | usm |
My daughter got a 3-year degree in psychology and counselling and got a job working in a school with mostly non-verbal autistic children. She loved it and after a couple of years she decided she wanted to be an Occupation Therapist (OT) so she could do more with kids.
Another 3 -year degree course.
She is now an OT at a different school, working with kids form difficult backgrounds (alcoholic/addicted/abusive parents etc).
Has a student loan that is now over £100K and rising all the time. Never going to pay it off, but she still loves her work. |  |
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| Posted with no apology for family self interest. on 13:07 - Feb 12 with 270 views | Swansea_Blue |
| Posted with no apology for family self interest. on 12:55 - Feb 12 by leitrimblue |
Argh, just get a good waterproof coat with a hood, you'll be fine. Gonna pretend you didn't say that about my favourite ever host of the toy show.
It was only in Wales once, it rained all weekend..
Yesterday's Leitrim rain was best described as greadadh baisti (a pelting beating, trouncing rain that drenched you to the skin)
Today us more like liagarnach baisti (pelting rain, as if stones are being thrown at yer) |
The way I look at it is that Welsh Rain (only 1 word for it, but has to be said in a deep Valleys accent) is rain that decided to bypass Ireland and head to God’s Own Country instead. Or Port Talbot Steelworks as it’s otherwise known.
I’m pretty sure there’s plenty to soak us both. It seems like it lately. |  |
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| Posted with no apology for family self interest. on 13:15 - Feb 12 with 255 views | leitrimblue |
| Posted with no apology for family self interest. on 13:07 - Feb 12 by Swansea_Blue |
The way I look at it is that Welsh Rain (only 1 word for it, but has to be said in a deep Valleys accent) is rain that decided to bypass Ireland and head to God’s Own Country instead. Or Port Talbot Steelworks as it’s otherwise known.
I’m pretty sure there’s plenty to soak us both. It seems like it lately. |
The only good news about living and working outside in such a wet area is when it really feck1n pours down (lascadh baisti) ( a rain with wind so strong it lashes, whips and flogs you). We all run off and hide in the car and spend few hours talking sh1te on a football forum  | | | |
| Posted with no apology for family self interest. on 13:30 - Feb 12 with 234 views | OldFart71 |
The costs don't just end there. My Granddaughter is at Uni studying to be a doctor. It is a five year course and depending on the income of your parents the amount of loan varies. There's also accommodation, food and drinks, clothing and travel to pay for.
She didn't have a car in her first year as it was something to do with parking. I helped her to get a little car in her second year, but of course there's also fuel,servicing, mot's and road tax to pay. Whilst she is not a big drinker or into nightlife every week she does nonetheless need money for entertainment and clothes .
Now that Labour have moved the goalposts she will have to start repaying sooner on the student loan. If this or any other government truly wants nurses and doctors from the UK they need to make several changes. When my Granddaughter applied for Uni there were 1,200 applied and only around 100 were actual given places. My local surgery has been short of doctors for probably ten years now. To get an appointment takes one and a quarter hours to get through on the phone and even then you are interrogated by a receptionist and told they will call back later.
If you require a blood test they are because they only have one told to book in Ipswich. |  | | |
| Posted with no apology for family self interest. on 13:33 - Feb 12 with 232 views | BanksterDebtSlave |
Just as a distraction from comparing the relative merits of Irish and Welsh rain, does anyone actually know why student nurses are failing to find employment? Is it cheaper to employ from agencies/abroad, funding or a combination/something else? | |
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| Posted with no apology for family self interest. on 13:37 - Feb 12 with 222 views | OldFart71 |
| Posted with no apology for family self interest. on 21:48 - Feb 11 by LRB84UK |
I started working for the NHS in 2009. My husband started working for them in 2011. Neither of us have been in the financial position that we can pay into the pension.
I "left" my job in December 2022 and started uni in Jan 2023, I have just completed my 3 year midwifery degree and my current debt is £72,168.62. I have completed 2432 hours of unpaid work during the degree as it is half placement and half uni. I haven't even finished the degree before the student loan company contacted me to tell me how much I owe and how much interest I will pay.
Out of my cohort of 35 students, 10 of us have jobs, across 6 different trusts. Only 2 trusts had vacancies. I am one of the lucky ones and have a job secured. The majority of the cohort are £70,000+ in debt and havent managed to get a job as a midwife as there is no funding for them.
The staffing levels are shocking, in three years I have never seen a shift of full staff.
With 17 years of nhs experience, this is the worst I have known it.
We all had the glimmer of hope with the government job guarantee......
I shall not live long enough to pay of my debt as I am a mature student. In context the debt is about what I would have earned over the 3 years, its like I have paid the hospital to allow me to work there. |
Your letter clearly pours scorn on Labour's claim that the NHS is improving. I and my wife have recently spoken to a couple of professionals within the NHS and they say the same. That staffing levels are poor and one who deals with complaints says they are at record levels. Streeting is in no way seen as doing a good job. | | | |
| Posted with no apology for family self interest. on 13:48 - Feb 12 with 207 views | DJR |
| Posted with no apology for family self interest. on 13:33 - Feb 12 by BanksterDebtSlave |
Just as a distraction from comparing the relative merits of Irish and Welsh rain, does anyone actually know why student nurses are failing to find employment? Is it cheaper to employ from agencies/abroad, funding or a combination/something else? |
I wonder if it's partly due to oversupply.
To take law as an example, when I was studying it 40 odd years ago, and according to figures I have seen, there were roughly the same number of people (around 2,500) in their final year of studies as there were legal posts available for those completing their studies.
That has long ceased to be the case with a vast number of law degree places available which greatly outweighs the number of legal jobs. And the position is made harder by the fact that these days there is even less need to study law because of the new test that needs to be passed.
Effectively, we went from law only being taught at old-style universities (and maybe not all) to a system where old style universities and polytechnics offer the course, and the more bums on seats the better.
When it comes to nursing, I also wonder if there was a closer link between the non-university training that nurses received and the demand for nurses. Indeed, there was even nursing accommodation which may well have been heavily subsidised.
It certainly strikes me that there is over supply when it comes to those doing a primary education degree with the same numbers being churned out despite a falling birth rate and the new "Train to Teach" route which means you don't need a first degree.
And on primary teaching more generally, according to a colleague of my daughter's union there is a trend (because of school budgets) to try to find grounds for ousting more experienced and thus highly paid teachers.
And more generally, we certainly do seem to be churning out more graduates than there are graduate-level jobs for them, which with a son due to graduate in the summer and a very poor jobs market for graduates is not idea [Post edited 12 Feb 14:12]
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| Posted with no apology for family self interest. on 13:54 - Feb 12 with 200 views | DJR |
| Posted with no apology for family self interest. on 22:52 - Feb 11 by BanksterDebtSlave |
You'll never guess what degree I got back in the day of free, critical thinking, education! |
Was it a PPE at Oxford? | | | |
| Posted with no apology for family self interest. on 12:31 - Feb 14 with 107 views | Oldboysf81 |
| Posted with no apology for family self interest. on 11:41 - Feb 12 by BanksterDebtSlave |
A complete career change?
So will that be 5 years of loans to pay back? |
She’s applying for a Masters course in paramedic science so not a full career change as such but yes 5 years to pay back whilst working (hopefully) within the NHS. | | | |
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