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Grown up child car insurance. 20:11 - Nov 8 with 2542 viewsBanksterDebtSlave

After 2 years of black box driving, Adrian Flux still want £1000 to cover a Vauxhall Corsa!
Anybody with similar aged kids (20) got any tips on who to go to for something more affordable please?

"They break our legs and tell us to be grateful when they offer us crutches."
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Grown up child car insurance. on 21:03 - Nov 8 with 2413 viewsGuthrum

Raleigh?

Good Lord! Whatever is it?
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Grown up child car insurance. on 21:06 - Nov 8 with 2410 viewsBigalhunter

My youngest daughter is 22 and I found her cover for a Peugeot 208 for £790 through Go Girl.
Car insurance for youngsters is an absolute lottery these days.

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Grown up child car insurance. on 23:11 - Nov 8 with 2250 viewsronnyd

Grown up child car insurance. on 21:06 - Nov 8 by Bigalhunter

My youngest daughter is 22 and I found her cover for a Peugeot 208 for £790 through Go Girl.
Car insurance for youngsters is an absolute lottery these days.


Unfortunately you can understand why, considering the way some of them drive. Then the rest get tarred with the same brush.
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Grown up child car insurance. on 00:08 - Nov 9 with 2179 viewsBanksterDebtSlave

Grown up child car insurance. on 23:11 - Nov 8 by ronnyd

Unfortunately you can understand why, considering the way some of them drive. Then the rest get tarred with the same brush.


So far comparison sites are tempting us with offers of 2,700 to 3,000 pounds sterling. This is with 2 years no claims, black box driving! How the f#ck are people meant to get by!

"They break our legs and tell us to be grateful when they offer us crutches."
Poll: Do you wipe after having a piss?

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Grown up child car insurance. on 00:11 - Nov 9 with 2170 viewsBanksterDebtSlave

Grown up child car insurance. on 21:03 - Nov 8 by Guthrum

Raleigh?


Are you suggesting cycling?

"They break our legs and tell us to be grateful when they offer us crutches."
Poll: Do you wipe after having a piss?

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Grown up child car insurance. on 00:22 - Nov 9 with 2135 viewspositivity

male or female? if the former, might be cheaper if he transitions!

just glad mine have put it off for now

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Grown up child car insurance. on 00:27 - Nov 9 with 2111 viewsBanksterDebtSlave

Grown up child car insurance. on 00:22 - Nov 9 by positivity

male or female? if the former, might be cheaper if he transitions!

just glad mine have put it off for now


Female and trying to get to her placements as a mental health nurse!

"They break our legs and tell us to be grateful when they offer us crutches."
Poll: Do you wipe after having a piss?

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Grown up child car insurance. on 00:37 - Nov 9 with 2087 viewspositivity

Grown up child car insurance. on 00:27 - Nov 9 by BanksterDebtSlave

Female and trying to get to her placements as a mental health nurse!


yes, i can understand higher premiums for younger drivers, but there really should be an allowance scheme for key workers who have to use private transport

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Grown up child car insurance. on 07:27 - Nov 9 with 1910 viewsmikeybloo88

Last year, my son then 21 got his first in his own name insurance on a 65 plate Fiesta for £720 with Admiral. Original quote was £1100 but he added in home insurance for his flat which was £80 and got the whole lot for £800 on a combined policy. This was in Newcastle where premiums are pretty high. He added both me and my wife as named drivers which makes a difference. No black box. After one year of no claims he is now 22 and the premium has just renewed for £670 for the lot.

He had been a named driver on a little VW Up in my name for 3 years which he had driven when home from uni in holidays, but he had no no claims at all. I think maybe once they turn 21 insurance gets a bit cheaper so maybe it will for your daughter?
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Grown up child car insurance. on 07:42 - Nov 9 with 1878 viewsBlueBoots

Grown up child car insurance. on 07:27 - Nov 9 by mikeybloo88

Last year, my son then 21 got his first in his own name insurance on a 65 plate Fiesta for £720 with Admiral. Original quote was £1100 but he added in home insurance for his flat which was £80 and got the whole lot for £800 on a combined policy. This was in Newcastle where premiums are pretty high. He added both me and my wife as named drivers which makes a difference. No black box. After one year of no claims he is now 22 and the premium has just renewed for £670 for the lot.

He had been a named driver on a little VW Up in my name for 3 years which he had driven when home from uni in holidays, but he had no no claims at all. I think maybe once they turn 21 insurance gets a bit cheaper so maybe it will for your daughter?


Joined the discussion to say similar - my nephew (19) has only just passed his driving test; adding his dad as a named driver on the insurance made it about £800 cheaper per year...

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Grown up child car insurance. on 08:40 - Nov 9 with 1766 viewsgtsb1966

Grown up child car insurance. on 00:08 - Nov 9 by BanksterDebtSlave

So far comparison sites are tempting us with offers of 2,700 to 3,000 pounds sterling. This is with 2 years no claims, black box driving! How the f#ck are people meant to get by!


Have you tried searching through Money Supermarket. I find them the best comparison site by far.
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Grown up child car insurance. on 08:46 - Nov 9 with 1757 viewsBanksterDebtSlave

Grown up child car insurance. on 07:27 - Nov 9 by mikeybloo88

Last year, my son then 21 got his first in his own name insurance on a 65 plate Fiesta for £720 with Admiral. Original quote was £1100 but he added in home insurance for his flat which was £80 and got the whole lot for £800 on a combined policy. This was in Newcastle where premiums are pretty high. He added both me and my wife as named drivers which makes a difference. No black box. After one year of no claims he is now 22 and the premium has just renewed for £670 for the lot.

He had been a named driver on a little VW Up in my name for 3 years which he had driven when home from uni in holidays, but he had no no claims at all. I think maybe once they turn 21 insurance gets a bit cheaper so maybe it will for your daughter?


Thanks for the home insurance tip, we already do the named driver thing and she turns 20 in December. Looks like the morning will be spent on the phone. Admiral first!

"They break our legs and tell us to be grateful when they offer us crutches."
Poll: Do you wipe after having a piss?

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Grown up child car insurance. on 10:11 - Nov 9 with 1646 viewsRadioOrwell

They offered me £4,500 for an 18 yo in a Peugeot 308.

I laughed solidly for a couple of minutes and said no thanks.
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Grown up child car insurance. on 11:07 - Nov 9 with 1583 viewsBanksterDebtSlave

Grown up child car insurance. on 07:27 - Nov 9 by mikeybloo88

Last year, my son then 21 got his first in his own name insurance on a 65 plate Fiesta for £720 with Admiral. Original quote was £1100 but he added in home insurance for his flat which was £80 and got the whole lot for £800 on a combined policy. This was in Newcastle where premiums are pretty high. He added both me and my wife as named drivers which makes a difference. No black box. After one year of no claims he is now 22 and the premium has just renewed for £670 for the lot.

He had been a named driver on a little VW Up in my name for 3 years which he had driven when home from uni in holidays, but he had no no claims at all. I think maybe once they turn 21 insurance gets a bit cheaper so maybe it will for your daughter?


Admiral want £2,200 and it is cheaper without a black box.

"They break our legs and tell us to be grateful when they offer us crutches."
Poll: Do you wipe after having a piss?

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Grown up child car insurance. on 11:17 - Nov 9 with 1557 viewsDJR

Grown up child car insurance. on 11:07 - Nov 9 by BanksterDebtSlave

Admiral want £2,200 and it is cheaper without a black box.


This might be worth trying but sadly it does suggest the average cost for a 2 year driver is £1175.

https://www.moneysupermarket.com/car-insurance/new-drivers/?p=0&gclid=f09608
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Grown up child car insurance. on 11:27 - Nov 9 with 1525 viewsEdwardStone

Have you tried high street broker A Plan... now called Howden Insurance

I have always found them excellent
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Grown up child car insurance. on 12:55 - Nov 9 with 1449 viewsRyorry

Fwiw, heard a R4 'You & Yours' phone-in on this about 2 months ago. A few peoples' black boxes hadn't been working correctly - or at all - & they were subsequently quoted mega prices. Some found it better & cheaper to just ditch the black box option.

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Grown up child car insurance. on 14:02 - Nov 9 with 1382 viewsMJallday

Grown up child car insurance. on 10:11 - Nov 9 by RadioOrwell

They offered me £4,500 for an 18 yo in a Peugeot 308.

I laughed solidly for a couple of minutes and said no thanks.


That’s expensive for one nights dogging

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Grown up child car insurance. on 16:15 - Nov 9 with 1300 viewsBanksterDebtSlave

Final results is worse than it started! Gone with Adrian Flux but now with her Leeds post code and having to register for business use as she will be on placement at more than one location, no black box it has gone up to £1,380. Christmas just got cancelled. Bah humbug.

"They break our legs and tell us to be grateful when they offer us crutches."
Poll: Do you wipe after having a piss?

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