 | Forum Reply | The state pension will rise by 4.7% next year. at 18:59 16 Sep 2025
Basically it's good but scary. It takes the full new State Pension to about £241.05 a week (~£12,535 a year); the pre-2016 basic rate would rise to ~£184.75. This helps pensioners keep pace with living costs and living standards as wages rise. It also reduces the risk of pensioner poverty and smooths spending for people mostly reliant on the State Pension. So, you can see why triple lock is popular. However.... It’s expensive and unpredictable for the public finances. The OBR projects State Pension spending could reach ~7.7% of GDP by the 2070s under the triple lock, that is significantly higher than an earnings-only link!!!! What are the other options, well....a few: 1. Replace the triple lock with a “smoothed earnings link”. Set the pension at a clear share of average earnings (around today’s level) and maintain it over time, with a floor in bad years and a cap in spikes. This protects living standards, avoids ratchets, and makes costs predictable. 2. Target ancillary support, not the core pension. Keep the State Pension universal (simple and with high take-up), but means-test add-ons such as Winter Fuel Payments (already tightened so most recipients must be on Pension Credit). I know, I know WFP is a sore subject but you get the point. 3. Boost private saving so future reliance on the State Pension is lower. Extend and strengthen auto-enrolment (earlier entry, coverage of more part-time/low-paid workers, and phased-up minimum contributions). That’s a medium-term fiscal win and improves adequacy. You can see why no one wants to grasp this nettle though.... |
 | Forum Reply | Why do no 2 people at 10:36 16 Sep 2025
I bet no one has what I have in the kitchen: |
 | Forum Reply | Seen a lot of talk of Godfrey being crap on Friday... at 10:34 16 Sep 2025
Taking nothing away from Clarke or Jaden. Ben Godfrey, I am sure, actually has struggled since Covid - I don't think he has ever fully recovered and it affects him in matches and training. |
 | Forum Reply | So there's no doubt at 13:49 15 Sep 2025
MCKENNA HAS GONE TO WEST HAM!!!! WTAF?!?!?!?!?! |
 | Forum Reply | Wrexham at 17:27 13 Sep 2025
"...if you start as any Sheffield team have." There, fixed it for you! [Post edited 13 Sep 17:27]
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 | Forum Reply | Ivan Azon at 17:15 13 Sep 2025
Yeah but Kuqi or Pablo? |
 | Forum Reply | Wrexham at 17:09 13 Sep 2025
I think we need to be a touch careful here though. Their trajectory isn't a million miles away from ours. Where you are right and I think the big difference lies is that KM and his team (along with Ashton) have set a deeper culture and identity to the club, one that you can see runs through everything to do with the Club and ultimately plays out on the pitch. We have been a team greater than the sum of our parts and I suspect we are starting to see that again with our new group of players. I don't think Wrexham have that. |
 | Forum Thread | Full backs....how much of a difference they make. at 06:54 13 Sep 2025
In terms of how effectively we 'can' play, our full backs are so, so important. I think back to Harry Clarkes run which drew the defender to allow Wes's wonder goal as a prime example. Having full backs that get forward and support is vital to us being successful. Davis was back at it last night....numerous times getting up to and beyond Jaden, getting crosses in or drawing defenders out of position. As always, the work you do off the ball is as important, if not more so, than what you do with it. As good as Jaden was last night, a large part of that is Davis. As a defender you aren't just marking Jaden but even if you double up, the late runs force you to make a choice and that decision or indecision coded you. Davis link up play, runs and crosses are fabulous. Of all the players not to leave this summer, I'd argue he's the most important to our overall team success. However, our system does require the other full back as well and on last nights performance we may have found a very very decent full back in Furlong. Assured, calm and looks like he already knows what to do. Can shuffle to create a third centre back when Davis goes, csn get forward and support from the right, linking up well with out two holding midfielders and the right attacking forward. But he can defend and defend well. Watch him off the ball, his positional play was very good. He might just turn out to be the best bit of business we have done over the summer. Defensively, albeit against shot shy Sheffield, in that first 15 or so when United were controlling the play and possession our shape was much better than its been, we didn't give up cheap opportunities and we looked more solid. Yes, we scored 5 and looked dangerous every time we ventured forward but for me that was because we built from a solid base and our full backs were superb. [Post edited 13 Sep 6:54]
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