| Starmer’s definition of working people. on 10:29 - Oct 26 with 387 views | OldFart71 |
| Starmer’s definition of working people. on 19:34 - Oct 25 by EddyJ |
"As a pensioner"..."I have never claimed a penny from the Government"
The state pension is a benefit, the same as any other benefit. Disabled, sick and unwillingly unemployed people are not freeloaders, any more than pensioners are. People who are on benefits are usually deserving of said benefits. |
Sorry but I totally disagree. As I said I worked from my early teens to when I was 71. Yes in some ways it was a personal choice. I don't want praise for working so long. But whilst I have every sympathy with the many who are on benefits because they cannot work and are fully entitled to those benefits we all know shirkers who haven't worked for years. Mothers who have four by four (four kids, by four fathers) who never contribute sod all to their offspring upbringing so the state has to support them. The CAB only seems to chase fathers that already support their kids after divorce or separation. I still pay tax and paid N.I. all my working life, with the exception of the last six years as you don't pay N.I. once of State pension age. The State Pension may be classed as benefit. But what other benefits do you have to pay into for currently 35 years. When I got my OAP I had to pay N.I. for 44 years to get the full State pension. I say full. But because I was 65 in 2015 my SP is less than those now getting it.So in essence, no I am not saying all those on benefits are freeloaders and I cannot agree that State Pension is a benefit as if you pay nothing into it you get nothing. |  | |  |
| Starmer’s definition of working people. on 11:20 - Oct 26 with 341 views | Pinewoodblue |
| Starmer’s definition of working people. on 10:29 - Oct 26 by OldFart71 |
Sorry but I totally disagree. As I said I worked from my early teens to when I was 71. Yes in some ways it was a personal choice. I don't want praise for working so long. But whilst I have every sympathy with the many who are on benefits because they cannot work and are fully entitled to those benefits we all know shirkers who haven't worked for years. Mothers who have four by four (four kids, by four fathers) who never contribute sod all to their offspring upbringing so the state has to support them. The CAB only seems to chase fathers that already support their kids after divorce or separation. I still pay tax and paid N.I. all my working life, with the exception of the last six years as you don't pay N.I. once of State pension age. The State Pension may be classed as benefit. But what other benefits do you have to pay into for currently 35 years. When I got my OAP I had to pay N.I. for 44 years to get the full State pension. I say full. But because I was 65 in 2015 my SP is less than those now getting it.So in essence, no I am not saying all those on benefits are freeloaders and I cannot agree that State Pension is a benefit as if you pay nothing into it you get nothing. |
With you all the way.
Benefits are paid regardless of contributions. The amount of State Pension paid is governed by the number of years you have been contributing. Women who choose to stay at home and look after a young family are rightly credited for those years.
Those who don’t earn a full pension, if their total income after retirement is low, can claim Pension Credit which is a benefit.
I don’t fully understand why those on a basic state pension receive, from April, £50 a week less than those on the New State Pension.
Edit completed the last sentence. Sorry Ryorry didn’t mean to scare you! [Post edited 26 Oct 2024 12:18]
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| Starmer’s definition of working people. on 11:51 - Oct 26 with 317 views | Ryorry |
| Starmer’s definition of working people. on 11:20 - Oct 26 by Pinewoodblue |
With you all the way.
Benefits are paid regardless of contributions. The amount of State Pension paid is governed by the number of years you have been contributing. Women who choose to stay at home and look after a young family are rightly credited for those years.
Those who don’t earn a full pension, if their total income after retirement is low, can claim Pension Credit which is a benefit.
I don’t fully understand why those on a basic state pension receive, from April, £50 a week less than those on the New State Pension.
Edit completed the last sentence. Sorry Ryorry didn’t mean to scare you! [Post edited 26 Oct 2024 12:18]
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Will they? First I've heard of it - would be disastrous for many, incl me. |  |
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| Starmer’s definition of working people. on 12:40 - Oct 26 with 286 views | Churchman |
| Starmer’s definition of working people. on 20:51 - Oct 25 by Pinewoodblue |
I would have preferred them to have gone into the General Election with a comitment to increase income tax by 1p. To have made it clear they would fully review income tax & NI, with consideration being given to increasing the number of tax bands.
Not vote winners, well not for those who are only interested in ‘what’s in it for me’.
There was minimal risk of not winning, but it was a no risk approach. Is ths5 enough of an answer for you? |
I agree with that. It would have been honest and in line with those with a greater income pay in more. They’d still have been elected by a country mile - most sane people wanted those incompetent, devious scumbags out.
I ceased to pay NI when I stopped working. I will be entitled to a full state pension and rightly so given the contributions I’ve made after such a long time.
But in the the last six years I’d have been happy to continue paying NI based on my income because I could have afforded to do it and it’s likely as I get older I’ll have need of those services.
One anomaly was that for a chunk of my career I was ‘contracted out’. Basically that means lower contributions, smaller pension unless you make additional contributions. Instead of 35 years, you could bung in 40 years contribution and still only be entitled to a reduced pension.
I picked up on this during one of my periods of not working where I claimed Jobseeker’s Allowance which meant they the state paid full NI contribution for me (hurrah).
One thing everyone should do is to check their NI contributions and future pension projection. It’s important. You can pay for additional years if you can and want to. It’s a little tortuous but an option. |  | | |
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