| Any hints for new driver insurance? 14:39 - Mar 29 with 1574 views | redrickstuhaart |
Dream insurers that don't show up on comparison sites etc?
Done all the usual stuff of adding experienced extra drivers. Black box makes all of £50 difference apparently. £2800 for a 20 year old 1.1 Peugeot... And yes I know its about the damage that can be done, rather than the value of the vehicle. It is still genuinely extortionate. [Post edited 29 Mar 14:41]
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| Any hints for new driver insurance? on 15:14 - Mar 29 with 1505 views | Pendejo |
It really is pot luck isn't it.
If you are lucky enough to run a business with substantial insurance thru a broker, you could use that as leverage for future renewals.... But that advice is from my experience as an insurance underwriter a millennium ago. Probably different now.
Black box made a huge difference when my youngest got her first car insurance (£3,300 v £3,800)
Wonder why there are so many uninsured drivers...*
*Same offspring recently did a ride along with Met Police, she said ANPR kicked off about uninsured cars, many times, that it was ignored as they wouldn't be able to deal with the "real problems" which included (on that shift); fraud & theft report, unexplained death |  |
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| Any hints for new driver insurance? on 15:31 - Mar 29 with 1488 views | redrickstuhaart |
| Any hints for new driver insurance? on 15:14 - Mar 29 by Pendejo |
It really is pot luck isn't it.
If you are lucky enough to run a business with substantial insurance thru a broker, you could use that as leverage for future renewals.... But that advice is from my experience as an insurance underwriter a millennium ago. Probably different now.
Black box made a huge difference when my youngest got her first car insurance (£3,300 v £3,800)
Wonder why there are so many uninsured drivers...*
*Same offspring recently did a ride along with Met Police, she said ANPR kicked off about uninsured cars, many times, that it was ignored as they wouldn't be able to deal with the "real problems" which included (on that shift); fraud & theft report, unexplained death |
2800 it is. Painful when you are putting a house deposit together. | | | |
| Any hints for new driver insurance? on 15:33 - Mar 29 with 1478 views | gtsb1966 |
Have you tried moneysupermarket. I've always found them the best for finding insurance. |  | | |
| Any hints for new driver insurance? on 15:36 - Mar 29 with 1475 views | redrickstuhaart |
| Any hints for new driver insurance? on 15:33 - Mar 29 by gtsb1966 |
Have you tried moneysupermarket. I've always found them the best for finding insurance. |
Yeah. Done all the usual stuff. | | | |
| Any hints for new driver insurance? on 15:41 - Mar 29 with 1458 views | Deano69 |
We used Insure the Box. They have black box but you pay based on the mileage you commit to. They were the cheapest for us in the VW Polo and new driver. |  |
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| Any hints for new driver insurance? on 18:27 - Mar 29 with 1359 views | EuanTown |
Part of your problem is the numerous rating factors. Just because the 1.1peugeot is old. It is the group rating of the vehicle that is a major factor. Also don't forget your post code, occupation. Annual mileage of all drivers. Have you googled young/ new driver insurance as this may bring up some companies you may not have heard of.
Also try getting quotes 20-30 days ahead, like for renewals as they may come up cheaper. I appreciate that when they pass their test they want cover straight away. But playing the same trick for NB as you do for renewals will help [Post edited 29 Mar 18:32]
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| Any hints for new driver insurance? on 18:30 - Mar 29 with 1348 views | BanksterDebtSlave |
Have you tried Adrian Flux? |  |
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| Any hints for new driver insurance? on 18:43 - Mar 29 with 1323 views | redrickstuhaart |
| Any hints for new driver insurance? on 18:27 - Mar 29 by EuanTown |
Part of your problem is the numerous rating factors. Just because the 1.1peugeot is old. It is the group rating of the vehicle that is a major factor. Also don't forget your post code, occupation. Annual mileage of all drivers. Have you googled young/ new driver insurance as this may bring up some companies you may not have heard of.
Also try getting quotes 20-30 days ahead, like for renewals as they may come up cheaper. I appreciate that when they pass their test they want cover straight away. But playing the same trick for NB as you do for renewals will help [Post edited 29 Mar 18:32]
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He deliberately bought the peugeot having looked into what ought to give the lowest premiums.
Passed today, and unable to do it in advance because they wont quote you until you have a full licence! | | | |
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| Any hints for new driver insurance? on 20:07 - Mar 29 with 1244 views | Pendejo |
| Any hints for new driver insurance? on 18:43 - Mar 29 by redrickstuhaart |
He deliberately bought the peugeot having looked into what ought to give the lowest premiums.
Passed today, and unable to do it in advance because they wont quote you until you have a full licence! |
Too late now BUT for others in a similar position.
Youngest bought a special learners insurance to drive my car whilst learning, it was relatively cheap (@£500) and gave her a discount on her first proper insurance | |
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| Any hints for new driver insurance? on 20:08 - Mar 29 with 1242 views | farkenhell |
| Any hints for new driver insurance? on 18:43 - Mar 29 by redrickstuhaart |
He deliberately bought the peugeot having looked into what ought to give the lowest premiums.
Passed today, and unable to do it in advance because they wont quote you until you have a full licence! |
I've a similar predicament with Junior F close to taking her test. Ive heard 3rd hand that if a newly qualified driver is prepared to wait a month or so for insurance, then you might be able to save up to a 3rd of the cost of the astronomical premium. Good luck persuading your boy to do that! To be honest, Ive found myself wishing that Junior might fail her test, then I remind myself of the extortionate cost of each lesson. F*ked either way! | | | |
| Any hints for new driver insurance? on 20:09 - Mar 29 with 1238 views | RadioOrwell |
| Any hints for new driver insurance? on 18:30 - Mar 29 by BanksterDebtSlave |
Have you tried Adrian Flux? |
They quoted me 4.5k for a 19 yo boy in a peugeot 308
I laughed heartily for about 2 mins and said no.
They also tried to rip me off for a change that they made to my own policy. |  | | |
| Any hints for new driver insurance? on 20:12 - Mar 29 with 1230 views | Deano69 |
| Any hints for new driver insurance? on 18:30 - Mar 29 by BanksterDebtSlave |
Have you tried Adrian Flux? |
Not sure where they get their name for young drivers. Quoted £8k. | |
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| Any hints for new driver insurance? on 20:16 - Mar 29 with 1220 views | farkenhell |
| Any hints for new driver insurance? on 20:07 - Mar 29 by Pendejo |
Too late now BUT for others in a similar position.
Youngest bought a special learners insurance to drive my car whilst learning, it was relatively cheap (@£500) and gave her a discount on her first proper insurance |
Yes, we've got learner driver insurance, about £350 if I remember correctly (and cheaper than my insurance with 20 years ncd!) However, some of the prices I've heard for if/when she passes her test have put the fear of god into me. How much did your youngest pay when she passed? [Post edited 29 Mar 20:18]
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| Any hints for new driver insurance? on 20:27 - Mar 29 with 1190 views | longtimefan |
| Any hints for new driver insurance? on 20:08 - Mar 29 by farkenhell |
I've a similar predicament with Junior F close to taking her test. Ive heard 3rd hand that if a newly qualified driver is prepared to wait a month or so for insurance, then you might be able to save up to a 3rd of the cost of the astronomical premium. Good luck persuading your boy to do that! To be honest, Ive found myself wishing that Junior might fail her test, then I remind myself of the extortionate cost of each lesson. F*ked either way! |
My son has taken that approach to an extreme. Passed his test before going to Uni but not driven for 5 years since. He’s just taken out his first insurance and managed to get it for £500 through Hastings. That’s for a 7 year old Fiesta. | | | |
| Any hints for new driver insurance? on 21:21 - Mar 29 with 1138 views | BanksterDebtSlave |
| Any hints for new driver insurance? on 20:12 - Mar 29 by Deano69 |
Not sure where they get their name for young drivers. Quoted £8k. |
Blimey, Junior passed two and a half years ago, £1,500. Although it hasn't gone down much since. | |
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| Any hints for new driver insurance? on 21:34 - Mar 29 with 1108 views | TresBonne |
| Any hints for new driver insurance? on 15:41 - Mar 29 by Deano69 |
We used Insure the Box. They have black box but you pay based on the mileage you commit to. They were the cheapest for us in the VW Polo and new driver. |
They're now shutting down, I had a policy with them, switched me over to Autosan. |  | | |
| Any hints for new driver insurance? on 21:56 - Mar 29 with 1094 views | Deano69 |
| Any hints for new driver insurance? on 21:34 - Mar 29 by TresBonne |
They're now shutting down, I had a policy with them, switched me over to Autosan. |
Oh wow. Yet to hear anything | |
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| Any hints for new driver insurance? on 22:27 - Mar 29 with 1057 views | redrickstuhaart |
| Any hints for new driver insurance? on 21:56 - Mar 29 by Deano69 |
Oh wow. Yet to hear anything |
Dont panic. There are schemes in place to deal with insolvent insurers. | | | |
| Any hints for new driver insurance? on 22:29 - Mar 29 with 1052 views | TresBonne |
| Any hints for new driver insurance? on 21:56 - Mar 29 by Deano69 |
Oh wow. Yet to hear anything |
Really? That's so poor. They emailed me 3-4 times in the last month to remind me my policy was expiring and they're not offering any renewals/new policies.
Maybe they're honouring policy holders til the end of their contract etc. | | | |
| Any hints for new driver insurance? on 10:41 - Mar 30 with 853 views | fabian_illness |
Our eldest is 20. Passed march 22.
Cheap Citroën C1, £780 first year, £900 second year, latest renewal was £550. His own policy. He pays it all in one go, no monthly payments. |  | | |
| Any hints for new driver insurance? on 10:47 - Mar 30 with 849 views | redrickstuhaart |
| Any hints for new driver insurance? on 10:41 - Mar 30 by fabian_illness |
Our eldest is 20. Passed march 22.
Cheap Citroën C1, £780 first year, £900 second year, latest renewal was £550. His own policy. He pays it all in one go, no monthly payments. |
The age will be making a difference there I guess. | | | |
| Any hints for new driver insurance? on 11:15 - Mar 30 with 834 views | fabian_illness |
| Any hints for new driver insurance? on 10:47 - Mar 30 by redrickstuhaart |
The age will be making a difference there I guess. |
At the time, some of his mates were getting quotes on polo's and seat ibiza around the £2k mark. We kept below 1000cc on advice.
Our 17 year old is inheriting the C1 off his brother, I guess we'll see how much the insurance has changed in a month or so.
Good luck. | | | |
| Any hints for new driver insurance? on 12:48 - Mar 30 with 774 views | textbackup |
17 year old me paid the coop £1120 for my first year.
Twice the price of the car |  |
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