| Internet banking frustrations 21:42 - Mar 3 with 1377 views | GeoffSentence |
1. Never being able to remember my memorable information.
2. Resetting the password because I've forgotten it only for the new password to be rejected because it is the same as the old password. |  |
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| Internet banking frustrations on 21:47 - Mar 3 with 1352 views | Seablu |
Realising my Nigerian lottery win still hasn’t been processed, but my £2000 fund release fee went through weeks ago…
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| Internet banking frustrations on 21:49 - Mar 3 with 1349 views | Coastalblue |
I have that game all the time with passwords.
I use my phone for banking now which means a fingerprint 90% of the time and occasionally putting a pin in. I really hate using the card reader thingy, irrationally so. |  |
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| Internet banking frustrations on 21:54 - Mar 3 with 1319 views | Swansea_Blue |
Tell us what your memorable information and password are and we can remind you. Account number and sort code too, just to be safe  |  |
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| Internet banking frustrations on 21:57 - Mar 3 with 1314 views | jeera |
| Internet banking frustrations on 21:49 - Mar 3 by Coastalblue |
I have that game all the time with passwords.
I use my phone for banking now which means a fingerprint 90% of the time and occasionally putting a pin in. I really hate using the card reader thingy, irrationally so. |
I only use internet banking on my pc and am with HSBC who give you a calculator looking device which generates a number each time to log-in with.
I don't know how it works so just assume it's magic which stops me from hurting my head too much trying to understand.
But there also used to be a required answer to a set question but they've done away with that. I feel they've removed a layer of protection for no clear reason tbh.
Never used a phone for any banking use. I need to be convinced it's a perfectly safe way to do things. Which I'm sure it is. But how do you know it's not hackable? What if you lose it?
What if someone mugs you and cuts off one of your fingers?
Or put your eyes on cocktail sticks for biometrics etc? |  |
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| Internet banking frustrations on 22:04 - Mar 3 with 1291 views | Coastalblue |
| Internet banking frustrations on 21:57 - Mar 3 by jeera |
I only use internet banking on my pc and am with HSBC who give you a calculator looking device which generates a number each time to log-in with.
I don't know how it works so just assume it's magic which stops me from hurting my head too much trying to understand.
But there also used to be a required answer to a set question but they've done away with that. I feel they've removed a layer of protection for no clear reason tbh.
Never used a phone for any banking use. I need to be convinced it's a perfectly safe way to do things. Which I'm sure it is. But how do you know it's not hackable? What if you lose it?
What if someone mugs you and cuts off one of your fingers?
Or put your eyes on cocktail sticks for biometrics etc? |
You've not seen the contents of my bank account have you? | |
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| Internet banking frustrations on 22:08 - Mar 3 with 1278 views | jeera |
| Internet banking frustrations on 22:04 - Mar 3 by Coastalblue |
You've not seen the contents of my bank account have you? |
Not yet.
But I'm learning. | |
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| Internet banking frustrations on 22:13 - Mar 3 with 1274 views | eireblue |
| Internet banking frustrations on 21:57 - Mar 3 by jeera |
I only use internet banking on my pc and am with HSBC who give you a calculator looking device which generates a number each time to log-in with.
I don't know how it works so just assume it's magic which stops me from hurting my head too much trying to understand.
But there also used to be a required answer to a set question but they've done away with that. I feel they've removed a layer of protection for no clear reason tbh.
Never used a phone for any banking use. I need to be convinced it's a perfectly safe way to do things. Which I'm sure it is. But how do you know it's not hackable? What if you lose it?
What if someone mugs you and cuts off one of your fingers?
Or put your eyes on cocktail sticks for biometrics etc? |
HSBC as an example use much more than the mobile authentication.
They capture things like what angle you usually hold the phone, how you usually navigate the app etc.. |  | | |
| Internet banking frustrations on 22:15 - Mar 3 with 1266 views | jeera |
| Internet banking frustrations on 22:13 - Mar 3 by eireblue |
HSBC as an example use much more than the mobile authentication.
They capture things like what angle you usually hold the phone, how you usually navigate the app etc.. |
You are taking the piss now.
Edited. [Post edited 3 Mar 2022 22:21]
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| Internet banking frustrations on 22:27 - Mar 3 with 1236 views | gainsboroughblue |
That bloody request to send a verification text and then having to get up and get your phone. |  |
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| Internet banking frustrations on 22:53 - Mar 3 with 1211 views | BanksterDebtSlave |
| Internet banking frustrations on 21:57 - Mar 3 by jeera |
I only use internet banking on my pc and am with HSBC who give you a calculator looking device which generates a number each time to log-in with.
I don't know how it works so just assume it's magic which stops me from hurting my head too much trying to understand.
But there also used to be a required answer to a set question but they've done away with that. I feel they've removed a layer of protection for no clear reason tbh.
Never used a phone for any banking use. I need to be convinced it's a perfectly safe way to do things. Which I'm sure it is. But how do you know it's not hackable? What if you lose it?
What if someone mugs you and cuts off one of your fingers?
Or put your eyes on cocktail sticks for biometrics etc? |
Our banking is very secure. They send a number on the mobile phone but we have no signal. Genius. |  |
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| Internet banking frustrations on 23:24 - Mar 3 with 1182 views | jeera |
| Internet banking frustrations on 22:27 - Mar 3 by gainsboroughblue |
That bloody request to send a verification text and then having to get up and get your phone. |
You need a remote control for your phone clearly. | |
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| Internet banking frustrations on 07:34 - Mar 4 with 1035 views | Oldsmoker |
| Internet banking frustrations on 21:57 - Mar 3 by jeera |
I only use internet banking on my pc and am with HSBC who give you a calculator looking device which generates a number each time to log-in with.
I don't know how it works so just assume it's magic which stops me from hurting my head too much trying to understand.
But there also used to be a required answer to a set question but they've done away with that. I feel they've removed a layer of protection for no clear reason tbh.
Never used a phone for any banking use. I need to be convinced it's a perfectly safe way to do things. Which I'm sure it is. But how do you know it's not hackable? What if you lose it?
What if someone mugs you and cuts off one of your fingers?
Or put your eyes on cocktail sticks for biometrics etc? |
I only use my PC for all that banking stuff.
It's a good thing that they have the security code generator connected to the account. I feel secure.
However, to help me navigate all the other sites on my PC that demands a password I have a password manager. This is super convenient for me as I don't have to remember any password and can use the pwd mngr own near-impossible-to-break password.
It's also super convenient for anyone who steals my laptop as he/she doesn't have to know the passwords either. |  |
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| Internet banking frustrations on 08:47 - Mar 4 with 979 views | DanTheMan |
| Internet banking frustrations on 07:34 - Mar 4 by Oldsmoker |
I only use my PC for all that banking stuff.
It's a good thing that they have the security code generator connected to the account. I feel secure.
However, to help me navigate all the other sites on my PC that demands a password I have a password manager. This is super convenient for me as I don't have to remember any password and can use the pwd mngr own near-impossible-to-break password.
It's also super convenient for anyone who steals my laptop as he/she doesn't have to know the passwords either. |
I know everyone is having a bit of a joke here but most password managers will let you select a "master password" to unlock it after X minutes of not being used, the point being that then you need to remember one long decent password as opposed to hundreds. |  |
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| Internet banking frustrations on 09:02 - Mar 4 with 965 views | NthQldITFC |
| Internet banking frustrations on 08:47 - Mar 4 by DanTheMan |
I know everyone is having a bit of a joke here but most password managers will let you select a "master password" to unlock it after X minutes of not being used, the point being that then you need to remember one long decent password as opposed to hundreds. |
I'd add to that that if you use a long-term proven and trustworthy password manager, and if you have a strong master password you need never be tempted to compromise with either the strength of individual passwords, or with jotting a password down on a piece of paper which you then forget to destroy.
For a master password, I find a very personal mnemonic of well over 8 characters, which contains numbers, and also some letters translated into numbers is really easy to remember, impossible to guess or interpret, and would take a very long time to succumb to a brute force attack.
Most people I know don't take password security remotely seriously, despite strong and repeated advice, and the pain and distress of being 'hacked' can be immense. |  |
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| Internet banking frustrations on 10:20 - Mar 4 with 926 views | DanTheMan |
| Internet banking frustrations on 09:02 - Mar 4 by NthQldITFC |
I'd add to that that if you use a long-term proven and trustworthy password manager, and if you have a strong master password you need never be tempted to compromise with either the strength of individual passwords, or with jotting a password down on a piece of paper which you then forget to destroy.
For a master password, I find a very personal mnemonic of well over 8 characters, which contains numbers, and also some letters translated into numbers is really easy to remember, impossible to guess or interpret, and would take a very long time to succumb to a brute force attack.
Most people I know don't take password security remotely seriously, despite strong and repeated advice, and the pain and distress of being 'hacked' can be immense. |
Another option is a long, memorable sentence.
e.g. jay tabb was a wonderful footballer player | |
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| Internet banking frustrations on 11:44 - Mar 4 with 888 views | farkenhell |
| Internet banking frustrations on 21:57 - Mar 3 by jeera |
I only use internet banking on my pc and am with HSBC who give you a calculator looking device which generates a number each time to log-in with.
I don't know how it works so just assume it's magic which stops me from hurting my head too much trying to understand.
But there also used to be a required answer to a set question but they've done away with that. I feel they've removed a layer of protection for no clear reason tbh.
Never used a phone for any banking use. I need to be convinced it's a perfectly safe way to do things. Which I'm sure it is. But how do you know it's not hackable? What if you lose it?
What if someone mugs you and cuts off one of your fingers?
Or put your eyes on cocktail sticks for biometrics etc? |
I used the calculator looking thingy for my account with HSBC for many years. It was brilliant. Until the battery ran out. I then tried to log on using the alternative option, but couldn't remember my password. I guessed a few times until, without warning, the online access froze because I had tried and failed too many times (story of my life!)
I found some online instructions on how to undo the damage. However, I need to log on using the calculator thingy. I rang HSBC and after the usual wait/you need to speak to another team (there's an hour of my life that I won't get back), I was told I need to visit my branch (remember those?) Problem is, my branch is a couple of hours drive away, where I used to live. As a last throw of the die, I visited my closest branch. But, no surprise, they can't help.
I ended up opening a new current account with a different bank. With two factor authentication . I still have the HSBC account as well. One day I will get around to closing it down. When the valium has kicked in! |  | | |
| Internet banking frustrations on 11:50 - Mar 4 with 882 views | NthQldITFC |
| Internet banking frustrations on 10:20 - Mar 4 by DanTheMan |
Another option is a long, memorable sentence.
e.g. jay tabb was a wonderful footballer player |
Best to go for something a little more realistic!
I suppose you could add 'p0und4P0und,' to the start of that, and '5a1dM1ck' to the end? | |
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| Internet banking frustrations on 12:25 - Mar 4 with 846 views | JammyDodgerrr |
| Internet banking frustrations on 21:57 - Mar 3 by jeera |
I only use internet banking on my pc and am with HSBC who give you a calculator looking device which generates a number each time to log-in with.
I don't know how it works so just assume it's magic which stops me from hurting my head too much trying to understand.
But there also used to be a required answer to a set question but they've done away with that. I feel they've removed a layer of protection for no clear reason tbh.
Never used a phone for any banking use. I need to be convinced it's a perfectly safe way to do things. Which I'm sure it is. But how do you know it's not hackable? What if you lose it?
What if someone mugs you and cuts off one of your fingers?
Or put your eyes on cocktail sticks for biometrics etc? |
I can't explicitly prove it, but in my head, your phone is much more secure than your PC - especially if you have an iPhone. Most mobile banking apps still require confirmation before you can pay anything out and have daily limits. Plus, you can just remotely wipe phones if you need to.
And if someone mugs you and cuts your fingers off or puts your eyes on sticks, you've got bigger worries than whether or not they will access your bank. |  |
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| Internet banking frustrations on 13:29 - Mar 4 with 809 views | GeoffSentence |
| Internet banking frustrations on 10:20 - Mar 4 by DanTheMan |
Another option is a long, memorable sentence.
e.g. jay tabb was a wonderful footballer player |
Something ludicrous that no-one would possibly guess. | |
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| Internet banking frustrations on 13:37 - Mar 4 with 793 views | Keno |
| Internet banking frustrations on 10:20 - Mar 4 by DanTheMan |
Another option is a long, memorable sentence.
e.g. jay tabb was a wonderful footballer player |
DAN!!!
I asked you not to post my password anything |  |
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| Internet banking frustrations on 13:48 - Mar 4 with 783 views | jeera |
| Internet banking frustrations on 13:29 - Mar 4 by GeoffSentence |
Something ludicrous that no-one would possibly guess. |
Wh0ThoughtNo3LHun7WouldComeOnAndScoreAgainstChar1t0n?
There must be loads of these in reserve. | |
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