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The cost of living. Is it starting to.effect anyone? 08:18 - Feb 2 with 4436 viewsPippin1970

Petrol definitely for work and taking out mental health patients. Certain foods have sky rocketed and heating bills definitely into the wage packet.
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The cost of living. Is it starting to.effect anyone? on 08:21 - Feb 2 with 3339 viewsZXBlue

Whilst mental health is a serious problem for many, I don't think that taking out sufferers is the answer.
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The cost of living. Is it starting to.effect anyone? on 08:22 - Feb 2 with 3329 viewschicoazul

Our food shop ticked up last month, we spent about 12% more than usual (although we didn’t eat out or get take away once so ate in constantly). Petrol as you say is high. Our energy is the same as usual as we are on their flexible rate which ironically seems to be the cheapest.

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The cost of living. Is it starting to.effect anyone? on 08:27 - Feb 2 with 3286 viewsBanksterDebtSlave

Definitely. No room for saving anymore so treading water financially at the moment.

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The cost of living. Is it starting to.effect anyone? on 08:30 - Feb 2 with 3273 viewsclive_baker

A lot of CPG cost increases are yet to hit shelf too. I think we’ll see a number more in spring.

Utilities definitely for me. A couple of years ago I was paying about £50 a month for electric. It’s double that now. I’m on oil and I’m used to that being up and down depending on the spot price when I order, and very much did well to fill up my 1000l tank during the first lockdown at about 23p per litre. It’s low 60’s now I think. Somewhere between 40-45 was par for the course pre covid, so that’s you 50%.

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The cost of living. Is it starting to.effect anyone? on 08:30 - Feb 2 with 3272 viewsPippin1970

The cost of living. Is it starting to.effect anyone? on 08:21 - Feb 2 by ZXBlue

Whilst mental health is a serious problem for many, I don't think that taking out sufferers is the answer.


It does as helps with their mental welfare. Just a walk along the prom up here in Morecambe makes a huge difference. Being in their 4 walls of a house 24 7 doesn't help.
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The cost of living. Is it starting to.effect anyone? on 08:32 - Feb 2 with 3245 viewsZXBlue

The cost of living. Is it starting to.effect anyone? on 08:30 - Feb 2 by Pippin1970

It does as helps with their mental welfare. Just a walk along the prom up here in Morecambe makes a huge difference. Being in their 4 walls of a house 24 7 doesn't help.


I think this is a "whoosh" situation.
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The cost of living. Is it starting to.effect anyone? on 08:34 - Feb 2 with 3229 viewsStochesStotasBlewe

The cost of living. Is it starting to.effect anyone? on 08:27 - Feb 2 by BanksterDebtSlave

Definitely. No room for saving anymore so treading water financially at the moment.


This.
Reluctantly contemplating putting my prices up just a few quid to cover the extra and the upcoming NI increases.
Judging by some “gardeners “ prices, I think I’m not charging enough anyway.

We have no village green, or a shop. It's very, very quiet. I can walk to the pub.

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The cost of living. Is it starting to.effect anyone? on 08:43 - Feb 2 with 3178 viewsBanksterDebtSlave

The cost of living. Is it starting to.effect anyone? on 08:34 - Feb 2 by StochesStotasBlewe

This.
Reluctantly contemplating putting my prices up just a few quid to cover the extra and the upcoming NI increases.
Judging by some “gardeners “ prices, I think I’m not charging enough anyway.


Tell me about it, it can be hard graft on an aging body and we both work hard at what we do but we can't bring ourselves to charge the rates that some seem happy to as it just doesn't sit right. (Some are charging £20/hour London rates and a local business sending others out to cut hedges while he sits at home £40/hour)

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The cost of living. Is it starting to.effect anyone? on 08:50 - Feb 2 with 3140 viewswkj

Yes, pretty tight now. I have to say that having an allotment will be a godsend this year as my usual shopping items have created a total bill about 12% higher than a couple of years ago.

I don't seem to be impacted by the energy prices (yet) - however, my renewal last year saw me spending about £20 more a month, so it was a harsh increase absorbed earlier.

The NI increase is what's going to really start hurting the ability to create savings - and I really don't know how many people are going to be able to live when they earn a little less and have to pay quite a bit more.

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The cost of living. Is it starting to.effect anyone? on 09:11 - Feb 2 with 3064 viewsGuthrum

Not just price, but scarcity. Went into Tesco the other day and there was pretty much no chicken (unless you wanted a whole one). Entire shelves completely empty. Some other parts of the shop were distinctly sparse, too (e.g. no ordinary paracetamol). Bits I want from builders merchants and DIY stores are frequently out of stock.
[Post edited 2 Feb 2022 9:12]

Good Lord! Whatever is it?
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The cost of living. Is it starting to.effect anyone? on 09:15 - Feb 2 with 3021 viewshype313

Yes, and unfortunately it's only going to get worse.

Feel for the restaurant industry, having been on it's knees for the past two years, and the upcoming cost of living crisis, people will rein in their spending and this will be one of the first things affected.

Still, as long as Boris can furnish his flat, it's all good.

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The cost of living. Is it starting to.effect anyone? on 09:17 - Feb 2 with 3016 viewsGuthrum

The cost of living. Is it starting to.effect anyone? on 08:43 - Feb 2 by BanksterDebtSlave

Tell me about it, it can be hard graft on an aging body and we both work hard at what we do but we can't bring ourselves to charge the rates that some seem happy to as it just doesn't sit right. (Some are charging £20/hour London rates and a local business sending others out to cut hedges while he sits at home £40/hour)


Same here. Had to up my prices a bit, but still seem less than others (who aren't losing work thereby). I hate charging the elderly, etc., through the nose.

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The cost of living. Is it starting to.effect anyone? on 09:19 - Feb 2 with 3004 viewsusm

Not really noticed it yet, but both ladies that work in our offices have husbands that normally commute to London, but havent done for about 2 years now. They are about £400 - £500 PM better off, ignoring travel to the station etc.
They are really going to feel it when they start returning to London.

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The cost of living. Is it starting to.effect anyone? on 09:23 - Feb 2 with 2938 viewsFtnfwest

Just food really although we tend to go to different supermarkets rather than get too tied to one so it's possible to shop around to a degree. Energy rises haven't filtered through yet except electric which went up by £9 a month pre xmas. Don't use too much petrol, although of course that plummeted during the pandemic, it's the bounce back that's been hard to absorb for more regular users.
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The cost of living. Is it starting to.effect anyone? on 09:23 - Feb 2 with 2932 viewsBanksterDebtSlave

The cost of living. Is it starting to.effect anyone? on 09:17 - Feb 2 by Guthrum

Same here. Had to up my prices a bit, but still seem less than others (who aren't losing work thereby). I hate charging the elderly, etc., through the nose.


We have to do quite a bit of cross subsidising between our Aldeburgh set and our more local ladies of a certain age!

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The cost of living. Is it starting to.effect anyone? on 09:42 - Feb 2 with 2809 viewsfabian_illness

Energy costs are definitely starting to bite.
I like to keep the house warm but have had to turn it off completely in the servants quarters.
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The cost of living. Is it starting to.effect anyone? on 09:52 - Feb 2 with 2777 viewsOldFart71

A bit of advice from an Old Fart. Don't leave saving into a pension until the last five to ten years before you retire. I know with everything going up it's hard to put anything away and whilst there does seem to be a certain element that are of the opinion that O.A.P.s are well off it has to be remembered that they have been through what many younger people are now going through. Mortgages, children, high interest rates, power cuts etc. Sadly my dear Mum was ill most of her life, she died aged 50 and I was brought up by my Grandparents. My Grandfather grew all the veg and we ate rabbits, pidgeons and various other fowl my Grandfather shot . Money was so much tighter then coming out of WW2 in the early to late 50's. Only the wealthy had cars and if you needed to go to a local Town the bus ran there a couple of times a week. It was an excursion on a bus if you wanted to go to the seaside. So getting back to the subject. Yes, we are all feeling the effects of increases and thanks to Sunak we will only see a 3.1% increase in our pensions.
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The cost of living. Is it starting to.effect anyone? on 10:00 - Feb 2 with 2751 viewsDMDC

Petrol, its a ridiculous price. Got a tank full the other day,lm grateful l dont have to use a lot. Food is up,but we just shop more carefully. Not looking forward to the energy rises in April,only good thing is it should be getting milder,so the heating wont be needed for a bit.
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The cost of living. Is it starting to.effect anyone? on 10:00 - Feb 2 with 2753 viewsitfcjoe

Our energy bills are ridiculous, and have gone up the best part of £100 a month, petrol expensive in my wife's car - not really noticed food shopping as we mostly use Hello Fresh and that hans't gone up (and also stops us from just grabbing other bits we don't need)

NI next month, and still best part of 2 years before Mrs itfcjoe goes back to work full time - going to be a bit of a squeeze at times until then as savings dwindle a bit

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The cost of living. Is it starting to.effect anyone? on 10:01 - Feb 2 with 2745 viewsJ2BLUE

Slightly. Quite lucky in that i'm sheltered from petrol costs due to working from home and having a low mortgage i'm not affected by rising rents. No idea how I would be surviving if I was still on a low salary and having to pay rent.

I'm well aware my position is based mostly on luck and generous family and it could be very different.

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The cost of living. Is it starting to.effect anyone? on 10:19 - Feb 2 with 2654 viewsBlueBadger

The cost of living. Is it starting to.effect anyone? on 09:52 - Feb 2 by OldFart71

A bit of advice from an Old Fart. Don't leave saving into a pension until the last five to ten years before you retire. I know with everything going up it's hard to put anything away and whilst there does seem to be a certain element that are of the opinion that O.A.P.s are well off it has to be remembered that they have been through what many younger people are now going through. Mortgages, children, high interest rates, power cuts etc. Sadly my dear Mum was ill most of her life, she died aged 50 and I was brought up by my Grandparents. My Grandfather grew all the veg and we ate rabbits, pidgeons and various other fowl my Grandfather shot . Money was so much tighter then coming out of WW2 in the early to late 50's. Only the wealthy had cars and if you needed to go to a local Town the bus ran there a couple of times a week. It was an excursion on a bus if you wanted to go to the seaside. So getting back to the subject. Yes, we are all feeling the effects of increases and thanks to Sunak we will only see a 3.1% increase in our pensions.


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The cost of living. Is it starting to.effect anyone? on 10:23 - Feb 2 with 2644 viewsbelgablue

My utilities in Belgium have gone up considerably. And due to relocation we're now selling our car for more than we paid for it 12 months ago - makes no difference as we need to buy another one anyway

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The cost of living. Is it starting to.effect anyone? on 10:53 - Feb 2 with 2567 viewsPinewoodblue

Waiting for energy costs to bite, Eon haven’t increased monthly payments for ages. In wife’s name and she, for some reason , refuses a smart meter. Last price change 18 months ago, was downwards.

Haven’t paid NI for over ten years so that isn’t going to impact. Have mixed feelings about the increase. Before inflation started to bite think most people would have been in favour of a 1% increase in income tax to help fund the NHS.

Think the real problem is the fact that tax allowances are not being raised in line with inflation. It would have reduced the impact of NI increase on average earners.

A little annoyed with pension and benefits increases strange how in the month they use to determine increase inflation rate fell but jumped again the month after. Also annoying that they use the, usually higher, RPI rate when it comes to setting the interest paid on government borrowing and I believe things like student loans and help to buy mortgage rate.

Car energy costs impact negligible as last filled up between Christmas and New Year.

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The cost of living. Is it starting to.effect anyone? on 11:57 - Feb 2 with 2462 viewsNthQldITFC

The cost of living. Is it starting to.effect anyone? on 09:42 - Feb 2 by fabian_illness

Energy costs are definitely starting to bite.
I like to keep the house warm but have had to turn it off completely in the servants quarters.


Let them burn cake.

(Not a Brass Eye reference.)
[Post edited 2 Feb 2022 12:03]

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The cost of living. Is it starting to.effect anyone? on 12:07 - Feb 2 with 2427 viewsElderGrizzly

The cost of living. Is it starting to.effect anyone? on 10:00 - Feb 2 by itfcjoe

Our energy bills are ridiculous, and have gone up the best part of £100 a month, petrol expensive in my wife's car - not really noticed food shopping as we mostly use Hello Fresh and that hans't gone up (and also stops us from just grabbing other bits we don't need)

NI next month, and still best part of 2 years before Mrs itfcjoe goes back to work full time - going to be a bit of a squeeze at times until then as savings dwindle a bit


Gas/Electric 'cap' announcement has been brought forward to tomorrow and predicted to be a 50% rise in the cap.

My supplier failed last year (Igloo) so i'm on the flexible rate of another company and even with the cap increase it is still 30% cheaper than any fixed price deal on the market.

Gas/Electric is currently about £140 a month, so this will be £200 easily come April.

https://www.theguardian.com/money/2022/feb/02/energy-bills-rise-ofgem-price-cap

I've noticed prices going up 10p here and there on most grocery things at least twice in the last few months. We use Ocado, so don't go out shopping so don't have the end of aisle type temptations, so you almost don't notice it, but very quickly it becomes £130 a week.

Like J2, protected from petrol/travel as both me and Mrs G are WFH, but if I start to go back into London that's £75 a day now for the train.

This year is going to be very expensive for a lot of people
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