As banks require you to sign their cards 19:31 - Aug 20 with 1146 views | GeoffSentence | Why on god's green earth don't they make the strips wide enough for odinary sized signatures and with a surface that takes normal pen ink? Asking for a friend. |  |
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As banks require you to sign their cards on 19:55 - Aug 20 with 1091 views | Bluefish | I never sign cards |  |
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As banks require you to sign their cards on 20:43 - Aug 20 with 1045 views | GeoffSentence |
As banks require you to sign their cards on 19:55 - Aug 20 by Bluefish | I never sign cards |
I does seem redundant nowadays. No retailer checks signatures, it's all tap and go or stick in your pin. |  |
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As banks require you to sign their cards on 21:43 - Aug 20 with 988 views | BloomBlue |
As banks require you to sign their cards on 20:43 - Aug 20 by GeoffSentence | I does seem redundant nowadays. No retailer checks signatures, it's all tap and go or stick in your pin. |
It's not the banks it's the card associates who want the signature and the banks have to pass that request on as part of their terms and conditions. The card associate being Visa, Mastercard etc. So even if you have a bank debit card it will still be a Visa or Mastercard card and when you tap and go its Visa or mastercard who process the payment to your bank. The card associates requested the signature as thats you agreeing to their terms and conditions. But as more and more T&Cs are online now some are now removing that requirement and you dont need to sign the card. A non interesting fact if you don't sign it and its stolen and things are purchased on it and the card subsequently recovered and you've not signed it then technically Visa and Mastercard dont have to cover the loss as you didnt agree to their terms and conditions before using it. But as banks cover the lost in that situation rather than the associate that's not going to happen. |  | |  |
As banks require you to sign their cards on 21:58 - Aug 20 with 968 views | GeoffSentence |
As banks require you to sign their cards on 21:43 - Aug 20 by BloomBlue | It's not the banks it's the card associates who want the signature and the banks have to pass that request on as part of their terms and conditions. The card associate being Visa, Mastercard etc. So even if you have a bank debit card it will still be a Visa or Mastercard card and when you tap and go its Visa or mastercard who process the payment to your bank. The card associates requested the signature as thats you agreeing to their terms and conditions. But as more and more T&Cs are online now some are now removing that requirement and you dont need to sign the card. A non interesting fact if you don't sign it and its stolen and things are purchased on it and the card subsequently recovered and you've not signed it then technically Visa and Mastercard dont have to cover the loss as you didnt agree to their terms and conditions before using it. But as banks cover the lost in that situation rather than the associate that's not going to happen. |
That is pretty interesting, but the agreeing to Ts & Cs seems a bit dubious to me, since that is not made clear. |  |
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As banks require you to sign their cards on 22:00 - Aug 20 with 970 views | Deano69 | Got a new debit card last week, doesn’t have embossed numbers on it anymore. The signature strip doesn’t seem to work with any ink pen I have, the ink just wipes off. |  |
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As banks require you to sign their cards on 22:11 - Aug 20 with 953 views | BloomBlue |
As banks require you to sign their cards on 21:58 - Aug 20 by GeoffSentence | That is pretty interesting, but the agreeing to Ts & Cs seems a bit dubious to me, since that is not made clear. |
I agree I think that's why in the real world it was never used in a legal sense. They are gradually removing the signature requirement from cards but the Visa, Mastercard etc let's you use the same card anywhere including abroad and not every country adopted chip & pin at the same time which is why it's still there currently. |  | |  |
As banks require you to sign their cards on 07:40 - Aug 21 with 814 views | GeoffSentence |
As banks require you to sign their cards on 22:00 - Aug 20 by Deano69 | Got a new debit card last week, doesn’t have embossed numbers on it anymore. The signature strip doesn’t seem to work with any ink pen I have, the ink just wipes off. |
I know, it's nuts. And unless your signature is tiny and neat the strip isnt wide enough anyway. |  |
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As banks require you to sign their cards on 07:56 - Aug 21 with 783 views | TractorWood | I've only ever signed one card. That was because they wouldn't let me pay for food in the US without it as you do have to sign for stuff there. It's not a thing here. I don't even take my cards with me anymore as you can just pay with Google pay on phone. I don't think I've used my debit card since late 2019. [Post edited 21 Aug 2021 7:58]
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As banks require you to sign their cards on 09:11 - Aug 21 with 714 views | Deano69 |
As banks require you to sign their cards on 07:40 - Aug 21 by GeoffSentence | I know, it's nuts. And unless your signature is tiny and neat the strip isnt wide enough anyway. |
My signature is neither…. It’s not really big enough to write your name like you would a normal sentence of text. That said, can’t recall the last time someone checked it. |  |
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As banks require you to sign their cards on 10:04 - Aug 21 with 676 views | Guthrum |
As banks require you to sign their cards on 22:00 - Aug 20 by Deano69 | Got a new debit card last week, doesn’t have embossed numbers on it anymore. The signature strip doesn’t seem to work with any ink pen I have, the ink just wipes off. |
Don't suppose anybody has used an old-style mechanical card machine for a decade or two, which is what the embossed numbers were for. Surprised they hadn't gone sooner, as it must complicate the manufacture process. |  |
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As banks require you to sign their cards on 12:18 - Aug 21 with 627 views | IpswichKnight | MasterCard is phasing out the magnetic strip on the back as now the US is moving ( slowly ) to chipnpin it’s becoming redundant and a fraud risk that can be removed. |  | |  |
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