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Is it ever too late to start a pension fund! 08:27 - Mar 15 with 3017 viewsBanksterDebtSlave

Have a spare 60k to put somewhere this year from the gardening and well if it's going to be tax free!!!

"They break our legs and tell us to be grateful when they offer us crutches."
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Is it ever too late to start a pension fund! on 10:51 - Mar 15 with 781 viewshoppy

Is it ever too late to start a pension fund! on 09:32 - Mar 15 by bluelagos

The solution is simple and far cheaper for both you and the state, just work yerself into an early grave.

Granted it might not be a vote winner, need a three word phrase.

"Work til you drop" is the closest I could do.


"Work Til Death"?
"Toil 2 Death"

Either of those any good?

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Is it ever too late to start a pension fund! on 11:00 - Mar 15 with 764 viewsStochesStotasBlewe

Is it ever too late to start a pension fund! on 10:11 - Mar 15 by BanksterDebtSlave

Don't pretend you're not loaded too Lancelot dear chap.


Loaded with love Carol

We have no village green, or a shop. It's very, very quiet. I can walk to the pub.

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Is it ever too late to start a pension fund! on 11:04 - Mar 15 with 739 viewsElephantintheRoom

Depends what type of pension. If it’s self invested then yes it’s worth doing as you get to keep your own money and will probably get better returns. If you are putting it in a pension fund then almost certainly not - you’ll be ripped off by commissions, annuities - and they’ll keep most of the money when you die.

Might be worth simply putting the money in a self invested ISA - you have to balance tax taken out of pension income which is quietly ignored with the emphasis on tax free money going in.

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Is it ever too late to start a pension fund! on 11:43 - Mar 15 with 715 viewslongtimefan

Is it ever too late to start a pension fund! on 11:04 - Mar 15 by ElephantintheRoom

Depends what type of pension. If it’s self invested then yes it’s worth doing as you get to keep your own money and will probably get better returns. If you are putting it in a pension fund then almost certainly not - you’ll be ripped off by commissions, annuities - and they’ll keep most of the money when you die.

Might be worth simply putting the money in a self invested ISA - you have to balance tax taken out of pension income which is quietly ignored with the emphasis on tax free money going in.


You no longer have to take an annuity with a pension fund. You can opt for a drawdown arrangement so that your estate inherits your fund when you die.
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Is it ever too late to start a pension fund! on 11:54 - Mar 15 with 689 viewsbluefunk

Is it ever too late to start a pension fund! on 11:43 - Mar 15 by longtimefan

You no longer have to take an annuity with a pension fund. You can opt for a drawdown arrangement so that your estate inherits your fund when you die.


Elephantintheroom in factual inaccuracy shock……….
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Is it ever too late to start a pension fund! on 12:08 - Mar 15 with 661 viewsThe_Flashing_Smile

Is it ever too late to start a pension fund! on 09:32 - Mar 15 by bluelagos

The solution is simple and far cheaper for both you and the state, just work yerself into an early grave.

Granted it might not be a vote winner, need a three word phrase.

"Work til you drop" is the closest I could do.


'Workers not shirkers".

Three words and it demonises a group. Perfect for the Tories.

Trust the process. Trust Phil.

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Is it ever too late to start a pension fund! on 12:31 - Mar 15 with 647 viewshoppy

Is it ever too late to start a pension fund! on 12:08 - Mar 15 by The_Flashing_Smile

'Workers not shirkers".

Three words and it demonises a group. Perfect for the Tories.


Doesn't get across the longevity of it quite as well though (ie into the grave), it's just selective in the type of group.

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Is it ever too late to start a pension fund! on 13:26 - Mar 15 with 601 viewsThe_Flashing_Smile

Is it ever too late to start a pension fund! on 12:31 - Mar 15 by hoppy

Doesn't get across the longevity of it quite as well though (ie into the grave), it's just selective in the type of group.


Forever workers, never shirkers.

Trust the process. Trust Phil.

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Is it ever too late to start a pension fund! on 14:16 - Mar 15 with 560 viewshoppy

Is it ever too late to start a pension fund! on 13:26 - Mar 15 by The_Flashing_Smile

Forever workers, never shirkers.


But that's back to the 4 word problem again.

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Is it ever too late to start a pension fund! on 14:42 - Mar 15 with 525 viewsJ2BLUE

Is it ever too late to start a pension fund! on 14:16 - Mar 15 by hoppy

But that's back to the 4 word problem again.


F#ck The Serfs

Truly impaired.
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Is it ever too late to start a pension fund! on 14:47 - Mar 15 with 512 viewsKropotkin123

Glad you're reaping what you sow.

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Is it ever too late to start a pension fund! on 15:35 - Mar 15 with 450 viewsThe_Flashing_Smile

Is it ever too late to start a pension fund! on 14:16 - Mar 15 by hoppy

But that's back to the 4 word problem again.


Work, work, s̶h̶i̶r̶k̶

Trust the process. Trust Phil.

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Is it ever too late to start a pension fund! on 16:46 - Mar 15 with 399 viewshoppy

Is it ever too late to start a pension fund! on 15:35 - Mar 15 by The_Flashing_Smile

Work, work, s̶h̶i̶r̶k̶


Work, then die.?

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Is it ever too late to start a pension fund! on 16:51 - Mar 15 with 379 viewsThe_Flashing_Smile

Is it ever too late to start a pension fund! on 16:46 - Mar 15 by hoppy

Work, then die.?


Death equals lazy.

Trust the process. Trust Phil.

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Is it ever too late to start a pension fund! on 18:08 - Mar 15 with 355 viewsBanksterDebtSlave

Is it ever too late to start a pension fund! on 10:51 - Mar 15 by hoppy

"Work Til Death"?
"Toil 2 Death"

Either of those any good?


I quite like 'Work til death' but feel it should run alongside and after 'Kids, what kids?'

"They break our legs and tell us to be grateful when they offer us crutches."
Poll: Do you wipe after having a piss?

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Is it ever too late to start a pension fund! on 18:09 - Mar 15 with 353 viewsBanksterDebtSlave

Is it ever too late to start a pension fund! on 14:16 - Mar 15 by hoppy

But that's back to the 4 word problem again.


He's a bit sh1t at this, hope he doesn't do it for a living.

"They break our legs and tell us to be grateful when they offer us crutches."
Poll: Do you wipe after having a piss?

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