| XR and Money Rebellion to get banks to stop eco genocide 11:16 - Nov 23 with 12681 views | monytowbray |
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| XR and Money Rebellion to get banks to stop eco genocide on 13:08 - Nov 23 with 1364 views | Keno |
| XR and Money Rebellion to get banks to stop eco genocide on 13:02 - Nov 23 by monytowbray |
As I just replied to Stokie, the info is out there. The risks are outlined. It’s about how willing you are to take that risk to make a point. If enough do, power in numbers.
Create some debt, it’s good for the economy. |
Written risk warning eh!! Those will stand up if someone is left homeless [Post edited 23 Nov 2020 13:08]
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| XR and Money Rebellion to get banks to stop eco genocide on 13:08 - Nov 23 with 1362 views | Darth_Koont |
| XR and Money Rebellion to get banks to stop eco genocide on 13:02 - Nov 23 by woiii |
Why aren't they telling people to stop buying goods made in China? That's where our carbon emissions have been exported to, plus the toll on the environment from container shipping to the UK alone is more than all the cars in the world.
It needs to be made socially unacceptable to buy anything made in china. It's a choice people actually have power over which directly benefits the planet. [Post edited 23 Nov 2020 13:03]
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Environmentalists have been pushing for better, more sustainable and more ethical consumption for years. And they should still do so.
But making it about better consumer choices (or even stricter producer regulation) won’t solve this. It’s the underlying sums built into the world economy that don’t add up. |  |
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| XR and Money Rebellion to get banks to stop eco genocide on 13:09 - Nov 23 with 1358 views | monytowbray |
| XR and Money Rebellion to get banks to stop eco genocide on 13:06 - Nov 23 by StokieBlue |
I did Google Money Rebellion and that's where I saw their list of stated aims before I posted - it wasn't a deep dive into their polices though I acknowledge.
I don't think any of that explains why it's not a better move to try and get people to move to more ethical banks with real green credentials? That takes custom away from the historic banks but doesn't end up with people in jail or homeless.
I actually think it's deeply irresponsible to ask people not to pay their mortgages. Not everyone is going to delve into all the risks and may think just missing one will be fine but it will affect their credit rating for a long time.
SB [Post edited 23 Nov 2020 13:13]
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They do that too! I can give you a list in a bit, just gotta grab one of my flyers and type it up. Or find the link. I assume you could find that info online fairly easy too though.
I’m with Monzo. Although personally I’d rather have no banks. They are institutions of power fronting as a business. | |
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| XR and Money Rebellion to get banks to stop eco genocide on 13:10 - Nov 23 with 1354 views | monytowbray |
| XR and Money Rebellion to get banks to stop eco genocide on 13:02 - Nov 23 by bluelagos |
The problem is, as others have alluded to, that by individuals taking action - they are the ones who end up evicted and/or with credit ratings issues.
Am a big fan of XR - think they need to target the banks in others ways. Say buy a handful of shares and disrupt / picket AGMs? Or disrupt their HQs? |
All that happens too. And it’s not moving the needle enough.
Extreme action only comes when everything else fails. The clock is ticking sadly. We are on a time limit. | |
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| XR and Money Rebellion to get banks to stop eco genocide on 13:11 - Nov 23 with 1348 views | Keno |
| XR and Money Rebellion to get banks to stop eco genocide on 13:02 - Nov 23 by Darth_Koont |
That would be people’s choice.
But I think you know that this is more about making a statement and getting banks and financial institutions to address this aspect of their business model. |
Perhaps I am a tad cynical but to me is very irresponsible to tell people to stop paying their mortgages, risk becoming homeless and then say 'oh but we gave you risk warnings about what you happen.
It an irresponsible publicity stunt for which they will deny any culpability if someone is left on the street but expect the very people they vilify to bail those unfortunates out | |
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| XR and Money Rebellion to get banks to stop eco genocide on 13:12 - Nov 23 with 1344 views | monytowbray |
| XR and Money Rebellion to get banks to stop eco genocide on 13:08 - Nov 23 by Keno |
Written risk warning eh!! Those will stand up if someone is left homeless [Post edited 23 Nov 2020 13:08]
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Well it’s your choice to take that risk. No one’s forcing you do to anything but the banks themselves, and then investing that money against your best interests.
Any other business model or industry you’d take your money elsewhere. | |
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| XR and Money Rebellion to get banks to stop eco genocide on 13:13 - Nov 23 with 1344 views | footers |
| XR and Money Rebellion to get banks to stop eco genocide on 13:06 - Nov 23 by StokieBlue |
I did Google Money Rebellion and that's where I saw their list of stated aims before I posted - it wasn't a deep dive into their polices though I acknowledge.
I don't think any of that explains why it's not a better move to try and get people to move to more ethical banks with real green credentials? That takes custom away from the historic banks but doesn't end up with people in jail or homeless.
I actually think it's deeply irresponsible to ask people not to pay their mortgages. Not everyone is going to delve into all the risks and may think just missing one will be fine but it will affect their credit rating for a long time.
SB [Post edited 23 Nov 2020 13:13]
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A while back I joined a Magna Carta Article 61 group on Facebook for a bit of a snout about and a larf. The number of people who'd made real-life choices based on something so tenuous was horrible to see. People made jobless, homeless and even locked up because they believed these so-called barons were in fact the real rulers of the country, and not the govt.
The point is that, while XR is a good cause, telling people to not repay debts and mortgages will have horrible consequences in most, if not all, cases. I think your point about finding more responsible lenders is better, although less radical, advice.
Once businesses know that customers aren't happy dealing with those who fund climate-damaging companies and the like, the more likely it is that they'll change their products to suit that growing demand and expectation.
As I said though, I completely agree with their aims in principle; I just don't want to see well-intentioned people on the wrong end of the law for it. Banks won't see it as an act of noble civil disobedience: it's an enforceable contract and their recourse is through debt collection agencies. No one wants a knock on the door from a bailiff, trust me! (An unpaid £1.80 bus fare, if you must know!) |  |
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| XR and Money Rebellion to get banks to stop eco genocide on 13:13 - Nov 23 with 1343 views | NewcyBlue |
| XR and Money Rebellion to get banks to stop eco genocide on 13:02 - Nov 23 by woiii |
Why aren't they telling people to stop buying goods made in China? That's where our carbon emissions have been exported to, plus the toll on the environment from container shipping to the UK alone is more than all the cars in the world.
It needs to be made socially unacceptable to buy anything made in china. It's a choice people actually have power over which directly benefits the planet. [Post edited 23 Nov 2020 13:03]
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Container shipping accounts for 26% of the worlds shipping emissions. |  |
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| XR and Money Rebellion to get banks to stop eco genocide on 13:15 - Nov 23 with 1333 views | Darth_Koont |
| XR and Money Rebellion to get banks to stop eco genocide on 13:11 - Nov 23 by Keno |
Perhaps I am a tad cynical but to me is very irresponsible to tell people to stop paying their mortgages, risk becoming homeless and then say 'oh but we gave you risk warnings about what you happen.
It an irresponsible publicity stunt for which they will deny any culpability if someone is left on the street but expect the very people they vilify to bail those unfortunates out |
We’ll see.
I think it’s much more likely to illuminate and possibly change a much more serious and irresponsible situation.
This stuff is far too easily switched off from and ignored otherwise. | |
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| XR and Money Rebellion to get banks to stop eco genocide on 13:16 - Nov 23 with 1329 views | bluelagos |
| XR and Money Rebellion to get banks to stop eco genocide on 13:13 - Nov 23 by NewcyBlue |
Container shipping accounts for 26% of the worlds shipping emissions. |
Blimey - so we need to string Newcy up til he agrees to join the green revolution :-) |  |
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| XR and Money Rebellion to get banks to stop eco genocide on 13:17 - Nov 23 with 1321 views | monytowbray |
| XR and Money Rebellion to get banks to stop eco genocide on 13:13 - Nov 23 by NewcyBlue |
Container shipping accounts for 26% of the worlds shipping emissions. |
What baffles me the most about the BUT CHINA/INDIA counterpoint is the West fund their industry, from the top to bottom of society.
It’s a bit like incentivising kicking people in the balls with a reward but then complaining everyone’s balls hurt. | |
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| XR and Money Rebellion to get banks to stop eco genocide on 13:18 - Nov 23 with 1320 views | footers |
| XR and Money Rebellion to get banks to stop eco genocide on 13:16 - Nov 23 by bluelagos |
Blimey - so we need to string Newcy up til he agrees to join the green revolution :-) |
Yeah pugwash, go on strike until electric ships are built or I'll stop talking to you, innit. And I bet you throw all your takeaway wrappers in the sea...
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| XR and Money Rebellion to get banks to stop eco genocide on 13:19 - Nov 23 with 1316 views | NewcyBlue |
| XR and Money Rebellion to get banks to stop eco genocide on 13:18 - Nov 23 by footers |
Yeah pugwash, go on strike until electric ships are built or I'll stop talking to you, innit. And I bet you throw all your takeaway wrappers in the sea...
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You promise?!? | |
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| XR and Money Rebellion to get banks to stop eco genocide on 13:19 - Nov 23 with 1310 views | StokieBlue |
| XR and Money Rebellion to get banks to stop eco genocide on 13:15 - Nov 23 by Darth_Koont |
We’ll see.
I think it’s much more likely to illuminate and possibly change a much more serious and irresponsible situation.
This stuff is far too easily switched off from and ignored otherwise. |
So you'll stop paying your mortgage this month along with any other debts right?
SB |  | | |
| XR and Money Rebellion to get banks to stop eco genocide on 13:21 - Nov 23 with 1303 views | Darth_Koont |
| XR and Money Rebellion to get banks to stop eco genocide on 13:13 - Nov 23 by NewcyBlue |
Container shipping accounts for 26% of the worlds shipping emissions. |
And all of which is minimal compared to the underlying production and consumption.
Pollution, greenhouse gas emissions and other disturbances to the marine world should obviously be minimised. But it seems as if the overstating of the case re: transport of goods is all about letting us produce and consume just as much, but just push the burden on someone else. | |
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| XR and Money Rebellion to get banks to stop eco genocide on 13:21 - Nov 23 with 1297 views | monytowbray |
| XR and Money Rebellion to get banks to stop eco genocide on 13:16 - Nov 23 by bluelagos |
Blimey - so we need to string Newcy up til he agrees to join the green revolution :-) |
To be fair many people in climate problematic industries are joining or supporting XR which is good, you need those voices on the inside.
If anyone wants to join us locally to Ipswich, you can do so here...
https://xripswich.com/contact
You get the added bonus of seeing my face. | |
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| XR and Money Rebellion to get banks to stop eco genocide on 13:22 - Nov 23 with 1289 views | monytowbray |
| XR and Money Rebellion to get banks to stop eco genocide on 13:19 - Nov 23 by StokieBlue |
So you'll stop paying your mortgage this month along with any other debts right?
SB |
I am debating an overdraft and then just giving it away to the local homeless community.
Worth noting the money rebellion isn’t just about mortgage and existing debt but creating it too. | |
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| XR and Money Rebellion to get banks to stop eco genocide on 13:23 - Nov 23 with 1286 views | StokieBlue |
| XR and Money Rebellion to get banks to stop eco genocide on 13:09 - Nov 23 by monytowbray |
They do that too! I can give you a list in a bit, just gotta grab one of my flyers and type it up. Or find the link. I assume you could find that info online fairly easy too though.
I’m with Monzo. Although personally I’d rather have no banks. They are institutions of power fronting as a business. |
Don't worry about typing it out, I can look later - thanks for the offer though.
Just seems if they are promoting a move over to other banks they should focus on that. Someone will get into serious trouble following this campaign I am sure.
I assume you'd prefer some form of credit union or distributed peer-to-peer lending? What would you do with all the jobs lost when the banks closed? Not everyone working in a bank is a millionaire.
SB | | | |
| XR and Money Rebellion to get banks to stop eco genocide on 13:24 - Nov 23 with 1281 views | J2BLUE |
| XR and Money Rebellion to get banks to stop eco genocide on 13:12 - Nov 23 by monytowbray |
Well it’s your choice to take that risk. No one’s forcing you do to anything but the banks themselves, and then investing that money against your best interests.
Any other business model or industry you’d take your money elsewhere. |
What if having a mortgage has saved me a lot of money and allowed me to get on the property ladder? My mortgage is less than half what my rent would have been for a room in a shared house.
I find the advice to stop paying mortgages etc really quite childish. Why not suggest people go to their local credit union or a peer to peer lending service to take custom away from the big banks? |  |
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| XR and Money Rebellion to get banks to stop eco genocide on 13:25 - Nov 23 with 1279 views | monytowbray |
| XR and Money Rebellion to get banks to stop eco genocide on 13:23 - Nov 23 by StokieBlue |
Don't worry about typing it out, I can look later - thanks for the offer though.
Just seems if they are promoting a move over to other banks they should focus on that. Someone will get into serious trouble following this campaign I am sure.
I assume you'd prefer some form of credit union or distributed peer-to-peer lending? What would you do with all the jobs lost when the banks closed? Not everyone working in a bank is a millionaire.
SB |
I can vouch XR has done that since birth and the needle ain’t shifting fast enough. Radical action is almost always an end resort. | |
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| XR and Money Rebellion to get banks to stop eco genocide on 13:25 - Nov 23 with 1276 views | bluelagos |
| XR and Money Rebellion to get banks to stop eco genocide on 13:21 - Nov 23 by monytowbray |
To be fair many people in climate problematic industries are joining or supporting XR which is good, you need those voices on the inside.
If anyone wants to join us locally to Ipswich, you can do so here...
https://xripswich.com/contact
You get the added bonus of seeing my face. |
I looked at volunteering to help (With their finances) but after a couple of online chats it became clear (to me) that their decentralised nature wasn't conducive to my style.
Nature of the beast - but not for me. Fully support what they do though. | |
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| XR and Money Rebellion to get banks to stop eco genocide on 13:27 - Nov 23 with 1264 views | StokieBlue |
| XR and Money Rebellion to get banks to stop eco genocide on 13:22 - Nov 23 by monytowbray |
I am debating an overdraft and then just giving it away to the local homeless community.
Worth noting the money rebellion isn’t just about mortgage and existing debt but creating it too. |
Doing that would certainly be in line with the campaign goals, I do fear you'll be chased down for it at some point though.
I might also be wrong (and feel free to correct me) but I don't believe you own your home? I think it's much easier to talk about these things conceptually when their isn't the risk of one themselves becoming homeless by following the campaign.
SB | | | |
| XR and Money Rebellion to get banks to stop eco genocide on 13:28 - Nov 23 with 1259 views | footers |
| XR and Money Rebellion to get banks to stop eco genocide on 13:23 - Nov 23 by StokieBlue |
Don't worry about typing it out, I can look later - thanks for the offer though.
Just seems if they are promoting a move over to other banks they should focus on that. Someone will get into serious trouble following this campaign I am sure.
I assume you'd prefer some form of credit union or distributed peer-to-peer lending? What would you do with all the jobs lost when the banks closed? Not everyone working in a bank is a millionaire.
SB |
The local bank model in Germany seems to work very well. I understand that it's a lot different with London being one of the main finance centres in the world, but perhaps more effort could be put into establishing more local institutions like, as you say, credit unions, P2P lending and co-operatives.
Tighter regulation of the financial sector is still essential, imo, but of course, that's one of the main planks for us voting to leave, imo. London is still very much the Wild West as far as that sector is concerned. It's just a shame we're so reliant on it that we're too scared to now make a fuss about it. | |
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| XR and Money Rebellion to get banks to stop eco genocide on 13:28 - Nov 23 with 1257 views | monytowbray |
| XR and Money Rebellion to get banks to stop eco genocide on 13:24 - Nov 23 by J2BLUE |
What if having a mortgage has saved me a lot of money and allowed me to get on the property ladder? My mortgage is less than half what my rent would have been for a room in a shared house.
I find the advice to stop paying mortgages etc really quite childish. Why not suggest people go to their local credit union or a peer to peer lending service to take custom away from the big banks? |
If you are happy to benefit from the destruction of the planet then that’s your choice and discussion to have with yourself. Although I’d advice thinking about it a bit deeper than just where you sit among the mess they’ve made.
Which is half the problem, some people simply don’t care as they think if their life is good everything is okay. But also, in 20 years when the house they let you borrow is underwater and you have no food it may not have been the best stance in hindsight. | |
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| XR and Money Rebellion to get banks to stop eco genocide on 13:28 - Nov 23 with 1255 views | Darth_Koont |
| XR and Money Rebellion to get banks to stop eco genocide on 13:19 - Nov 23 by StokieBlue |
So you'll stop paying your mortgage this month along with any other debts right?
SB |
Maybe. It’s something to think about.
I’d certainly like banks and other lenders to have to address the threat and thus the underlying question. | |
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